"Why It Is Important To Check All 3 Credit Bureaus"



 

We have clients who are not familiar with the three main credit bureaus: Experian, TransUnion, and Equifax. Each credit bureau do NOT report the same information, that is why your VantageScore 3.0 and FICO scores are different from each credit bureau. Sometimes your VantageScore 3.0 can be the same from each bureau. Remember your VantageScore 3.o is a measuring tool not a true score. (We will state the different score models in a different blog). We state to check every these credit bureaus to see if they reported similar accounts; mainly, to check for inaccuracies or fraudulent activities on your report. This is important because of the dark web and companies selling your information without your notice. I recommend to invest in Life Lock, they check for any activity regarding to your social security number, dark web activity, bank accounts, etc for a starting price of $9.95 per month. You can go on annualcreditreport.com, the ONLY free credit report you will receive and authorized by the federal law. BEWARE OF SCAMS. Your free credit report is available every 12 months and it does NOT state your credit score. If any other website state they can give you a free credit score besides CreditKarma, CreditSesame, CreditCards, MyBankRate, and other authorized third-parties with your bank; DO NOT put your personal information on there.


"Innovative Knowledge For Success do not sell information to third-parties and this post is not sponsored with the mentioned websites."

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