frequently asked questions

Can I get a refund on my service?

Refunds are ONLY granted for credit repair services and other listed plans with certain conditions. If none of your collections are deleted within 30 days you will receive a full refund.  

Will my credit score increase once my collection(s) are deleted?

This is determined on several factors: if you have an active revolving credit card in good standing, your debt-to-ratio (credit utilization), and if your negative accounts are your ONLY credit history.

How long does it usually take for a collection to be deleted and why shouldn't I pay or claim my debt?

A collection is usually deleted in 15-30 days, but a credit bureau can possibly report the change a month later. Do NOT admit that you’re the person who owe the debt. Once you admit that’s you and you owe the debt, (it’s recorded) it will be hard to delete. You can stop the harassing calls since these “collection agencies” want to make a profit off your collection. If you pay it off it will RESTART. It will not be removed. Let me help you! You are not in contract with the collection agency you can’t legally be obligated if you can’t prove it’s you. Ex: Your AT&T bill is not with the Finance Department you do not owe AT&T once it’s in collections. Your collections are sold at auctions for the lowest price to a collector to make a 70-80 percent profit off of you.

What are the accepted payment methods?

We accept Square, PayPal, cash, and all major debit/credit cards.   NO CHECKS 

What if my billing address is not the same as my credit card?

We will need you to provide more information about your identity. We are about reducing fraudulent activity and identity fraud for every client to ensure safety.